We all know that caravans have increased in value over the years yet they can still be highly vulnerable to theft and to damage if involved in an accident. Around 5,000 caravans are stolen every year. If you have an accident, your car's motor insurance policy will not cover the caravan itself yet it is the caravan that often comes off worst in a collision.

Also, accidents never happen at the most convenient times. What would you do were your caravan damaged at the start of your holiday? Or half way through a holiday tour? You may wish to explore being able to insure your caravan against repairs, hotel accommodation and replacement caravan hire.

A caravan insurance policy can often cover you for a period of European caravan use. See the insurer's policy wording for precise details and any limitations.

You may be able to pay for your cover monthly or annually. Monthly premiums will be a little higher but may help you to spread out the payments for your caravan insurance to aid your budget.